Miller & Tischler, P.C.

ATTORNEYS AT LAW

Michigan’s no-fault insurance law has long been a silver lining for those victimized by catastrophic loss in motor vehicle accidents. However, obtaining benefits after a motor vehicle accident can be challenging. Insurers often seek to deny claims or pay as little as possible to protect their profits. Moreover, recent changes to our no-fault law raise serious concerns for survivors of catastrophic injuries, their families and their medical and rehabilitation professionals. The best decision you can make to protect your rights after a car, truck, or motorcycle accident is to consult an experienced no-fault insurance attorney.

We know that being injured in an accident is an overwhelming experience. Survivors are often frightened and confused. Rather than navigating the state’s complicated no-fault laws on your own, why not leave the heavy lifting to us?

When you become our client, we will take the time to explain all of your rights, deal with the insurance company, and make sure you receive the benefits you deserve. M&T often handles no-fault insurance claims on a contingency basis, which means you will not pay any attorneys’ fees until we obtain compensation for you. Please contact our office 24/7 to set up a free consultation.

Since 1982, Miller and Tischler, P.C. (M&T) has been providing clients throughout the state of Michigan with expert legal representation when they need it most.
M&T offers a wide range
of legal services, including:

Medical Provider
Representation

Under the Michigan no-fault insurance law, medical providers are entitled to prompt reimbursement for reasonable care and services provided to motor vehicle accident victims. Insurers often decline payments or only pay a portion of the medical services rendered, however. M&T routinely represents medical and rehabilitation professionals in recovering no-fault medical bills.

Our legal team is well-versed in a variety of matters such as:

  • Order of no-fault priority
  • Statute of limitations
  • Assignments of rights
  • Anti-assignment clauses

Above all, we work to ensure that hospitals, surgical centers, physical therapists, case managers, and other healthcare providers obtain the maximum reimbursement for outstanding medical bills related to a no-fault claim.

We’ve Got You Covered— M&T routinely represents medical and rehabilitation professionals in recovering no-fault medical bills.
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First Party v. Third Party No-Fault Claims in Michigan
If you have been injured in a motor vehicle accident, there are two ways to recover compensation -- first party no-fault insurance claims and third party no-fault insurance claims.

First Party Claims

All vehicle owners in Michigan are required to purchase no-fault insurance which provides first-party personal injury protection (PIP) benefits, including:

  • Medical expenses
  • Work loss benefits
  • Attendant care
  • Household replacement services
  • Survivors’ loss benefits

Despite these protections, insurers frequently deny claims or stop making payments to injury victims. At M&T, our no-fault insurance attorneys know how to level the playing field against insurance companies. We leverage our negotiating skills to make sure our clients are treated fairly. If an insurer fails to pay the full value of claim, we will litigate in a court of law. Whether inside or outside of the courtroom, we will always put your best interests first and fight to protect your rights.

Third-Party Claims

In addition to PIP benefits, Michigan’s no-fault law allows accident victims to seek benefits through a third-party claim for pain and suffering and other non-economic losses. Unlike a first party claim which is brought against your own insurance company, a third party claim involves filing a lawsuit against the at fault driver for negligence.

To have a valid third party claim, the accident must have caused a “threshold injury” which is defined as (1) permanent and serious disfigurement, (2) serious impairment of a bodily function, or (3) death. Additionally, under Michigan’s law of comparative negligence, the other driver must be found more than 50 percent at fault for the accident. Ultimately, it takes a skilled no-fault insurance attorney to prove that the other driver was negligent and that your injury meets the “threshold injury” standard.

Whether inside or outside of the courtroom, we will always fight to protect your rights.
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Why Choose Miller & Tischler?

Regardless of the nature of your injuries or the value of your claim, you can trust us to provide you with the finest representation and a superior level of personal service.

If you are seeking no-fault benefits for an injury sustained in a motor vehicle accident, you should not go up against the insurance company alone. At M&T, we routinely represent injury victims in first-party claims, as well as their medical providers, to make sure they receive all the no-fault benefits to which they are entitled. Our legal team is also dedicated to fighting for those who have sustained catastrophic injuries in motor vehicle accidents. We will see to it that you receive the medical care you need and the compensation you deserve.

We are always available to respond to questions and concerns and will keep you fully informed about the progress of your case. Please reach out to our office today to learn how we can help.

Contact Us Today

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Our Office Location

28470 W. 13 Mile Road Suite 300
Farmington Hills, MI 48334

Phone:
Call our office 248.945.1040
Fax:
248.536.5042